ABOUT US CLAIMS LICENSING HOME & AUTO INSURANCE
For a quick insurance quote for your boat, call our office at 1-800-917-SAVE (7283) or send us an email
PLEASE NOTE: WE INSURE ALL TYPES OF BOATS, BUT WE CANNOT INSURE CLIENTS OUTSIDE ONTARIO
Cruisers Sail Boats Jet Powered Personal Watercraft Yacht
Cruisers Sail Boats Jet Powered Personal Watercraft Yacht
       
Fish & Ski Walleye Bass Boats Pontoon Sport & Fish Cruisers
Fish & Ski Walleye Bass Boats Pontoon Sport Fish Cruisers
Discover the broad coverage's included in our policies, and make sure you understand what is not covered.
  • The wordings on your policy will depend on the Insurance Company your coverage is placed with. On boats valued over $100,000 the wording and coverage's are different from a Seadoo.

  • Most policies will not cover theft of a Personal Watercraft. We have a policy that includes theft if certain conditions are met.

  • Most policies will only cover fire & theft on boats but not all risk (hitting a rock or log). This coverage is available on an all risk basis but usually the cost outweighs the benefits.

  • Many owners self insure the hull.

  • We have extra discounts if you also insure your house and car.

You can view sample policy wording that could apply to your boat by clicking on the links below.

Policies are in Adobe Acrobat .pdf format. To download the free program, click here

"Waverider Policy" for Personal Watercraft such as Seadoo's
"Anchor Policy" for yachts and sailboats
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JD Smith Insurance Brokers

BOAT INSURANCE provided by
J.D. Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd., Richmond Hill, Ontario L4B 1C6
Tel: 905-764-7868 • 1-800-917-SAVE
JD Smith Insurance Brokers.com